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Average loan interest rate reaches 8.22% in the local market

Average loan interest rate reaches 8.22% in the local market

The interest rate margin between deposits and facilities in the local market reached 3.32%, as the weighted average of interest rates, or what is known as the interest rate, reached 4.90% for time deposit accounts, while the interest rate on loans and facilities reached about 8.22%.

The announced main interest rate on loans reached 5.75%, a fixed rate since December 2025, with the US Federal Reserve maintaining interest rates since the beginning of the current year, with the exception of one hike in October.

Central Bank data showed an increase in the balance of deposits in the banking system by the end of August by about 8.3%, and the balance of credit facilities and loans also increased by about 4.7% compared to the same period in 2025.

According to the data, the value of bank deposits reached 41.390 billion dinars by the end of August, an increase of 3.145 billion dinars, and the total balance of credit facilities reached 37.424 billion dinars, an increase of approximately 1.692 billion dinars compared to the end of August 2025.

Deposits of the private sector, resident and non-resident, increased by about 7.7% during eight months, with a value of 2.330 billion dinars, reaching 36.790 billion dinars, while public sector deposits increased by approximately 6.4%, reaching 3.807 billion dinars, compared to the same period last year.

According to the latest available data, the Jordanian private sector accounted for 32.748 billion dinars, or 87.5% of total facilities, while the remaining percentage went to the public sector, with a value of 4.675 billion dinars.

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