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Ajloun.. Grants and loans boost success stories, development, entrepreneurship, and innovation

Ajloun.. Grants and loans boost success stories, development, entrepreneurship, and innovation

Funding and vocational training programs in Ajloun Governorate contribute to supporting productive projects, enhancing entrepreneurship and innovation, and empowering youth, women, and farmers by providing job opportunities and encouraging the establishment of small and medium-sized enterprises, thereby supporting local development and improving living standards.

The Director of the Development and Employment Fund branch in Ajloun, Ibtisam Al-Zawahreh, stated that the number of projects funded by the Fund since the beginning of the current year reached 116, with a total funding volume of approximately 1.252 million dinars, creating 227 job opportunities.

She pointed out that 70 projects benefited males (60 percent), compared to 46 projects for females (40 percent), noting that the Fund offers various financing programs targeting youth, women, and low-income individuals through soft loans to support productive projects and reduce unemployment and poverty.

She added that the Fund's programs include loans for job-seeking youth with a 3 percent murabaha rate, interest-free loans for graduates of vocational centers and institutes, as well as funding for women's empowerment projects with a 2.5 percent murabaha rate and a grace period of up to three years, according to program conditions. It also provides funding for new entrepreneurial projects and existing ones wishing to expand, reaching up to 100,000 dinars.

For his part, the Director of the Agricultural Credit Corporation in Ajloun, Engineer Bashar Al-Nawafleh, emphasized the importance of providing financing facilities to farmers and agricultural project owners, which contributes to developing production, improving the income of rural families, and enhancing food security.

The Director of the Ajloun Vocational Training Institute, Engineer Laith Al-Qudah, said that the institute works to qualify youth with the vocational and technical skills required in the labor market and encourages them to establish their own projects, stressing the importance of integration between training institutions and financing entities to facilitate graduates' access to the necessary funding to launch their projects.

Productive experiences in the governorate highlight the role of individual initiatives in supporting the local economy, including Mouza Freihat's soap manufacturing project and Ibtisam Azbi's experience with the "Pomegranate Branch" (Ghosn Al-Rumman) productive kitchen, both of which represent models of projects that invest in local skills and open horizons for women to work and produce.

In the agricultural field, the Field School in Rajeb town, affiliated with the Jordan Environment Society, represents an initiative to train farmers on integrated pest management, reduce the indiscriminate use of pesticides, and improve production quality.

The Field School coordinator, Nadia Mohammed, said that field training and the exchange of expertise contribute to developing farmers' knowledge and applying sound agricultural practices, which preserves human and environmental health and enhances the sustainability of the agricultural sector.

These efforts underscore the importance of integrating funding, training, and agricultural extension in transforming ideas into productive and sustainable projects, enhancing employment opportunities, and investing in local resources in Ajloun Governorate.

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