"CliQ" records 70.48 million transactions worth 7.1 billion dinars
Amman4 min read
Share
Data from the quarterly report of the Jordan Payments and Clearing Company (JoPACC) showed an increase in the activity of most payment systems in Jordan during the third quarter of the current year, compared to the second quarter, with growth in the number and value of transactions via instant payment systems, electronic wallets, and bill payments, in addition to an increase in the value of cleared checks.
The number of transactions executed via the "CliQ" instant payment system increased by 14.2% during the third quarter of the current year, reaching 70.48 million transactions, compared to 61.72 million transactions in the second quarter. The total value of transactions also rose by 15.2%, reaching 7.1 billion dinars, compared to 6.17 billion dinars in the previous quarter.
According to the report, the number of system users rose to about 2.44 million users, compared to 2.31 million users in the second quarter, an increase of 5.3%.
Financial transfers accounted for the largest share of the system's activity, with their value reaching about 5.1 billion dinars during the third quarter, compared to about 4.48 billion dinars in the previous quarter, while the value of purchases reached about two billion dinars, compared to about 1.69 billion dinars.
20.4% increase in the number of transactions
The "JoMoPay" electronic wallet payment system recorded an increase in the number of executed transactions by 20.4% during the third quarter, reaching 51.83 million transactions, compared to 43.06 million transactions in the second quarter.
The total value of transactions rose by 14.8%, reaching 2.26 billion dinars, compared to 1.97 billion dinars in the previous quarter, while the number of system users rose to about 3.1 million users, compared to 3 million users.
By transaction type, transfers accounted for the largest share, with a value of about 1.71 billion dinars, equivalent to 75.4% of the total value of transactions, while the value of purchases reached about 515 million dinars, or 22.8%.
4.26 billion dinars in payment value
The number of transactions executed via the "eFAWATEERcom" electronic bill presentation and collection system increased by 11.6% during the third quarter of 2026, reaching 22.89 million transactions, compared to 20.52 million transactions in the second quarter.
The total value of transactions also rose by 9.6%, reaching about 4.26 billion dinars, compared to 3.89 billion dinars in the previous quarter, while the number of users increased by 2.9%, reaching about 5.45 million users.
The data showed that digital payments accounted for 81.9% of the total number of transactions, with about 18.7 million transactions, compared to 4.1 million cash transactions, which constituted 18.1% of the total.
In terms of value, digital payments reached about 3.7 billion dinars, equivalent to 87.3% of the total value of transactions, while cash payments reached about 543 million dinars, or 12.7%.
11.27 billion dinars in value of cleared checks
The number of checks cleared via the electronic check clearing system increased by 5.1% during the third quarter of the current year, reaching about 1.58 million checks, compared to 1.5 million checks in the second quarter.
The total value of checks also rose by 12.9%, reaching about 11.27 billion dinars, compared to 9.99 billion dinars in the previous quarter.
Conversely, the number of returned checks decreased from about 47.2 thousand checks in the second quarter to 44.9 thousand checks in the third quarter, while their value rose from about 275 million dinars to 338 million dinars.
Increase in the value of transactions in dinars to 2.84 billion dinars
Data from the Automated Clearing House showed an increase in the total value of transactions executed in Jordanian dinars by 3.3% during the third quarter of 2026, reaching about 2.84 billion dinars, compared to 2.75 billion dinars in the second quarter.
Conversely, the number of transactions executed via the system decreased by 3.4%, reaching about 3.17 million transactions, compared to 3.29 million transactions in the previous quarter.
Regarding transfers executed in foreign currencies, the number of transfers in US dollars rose to 17,666 transfers, compared to 17,329 transfers in the second quarter, while the number of transfers in euros rose to 926 transfers, compared to 898 transfers, and in British pounds to 122 transfers, compared to 113 transfers.
The value of transfers in US dollars also rose from 116 million dollars to 123 million dollars, and in euros from 8.3 million euros to 8.6 million euros, while the value of transfers in British pounds rose from 900 thousand pounds to 1.2 million pounds.
The results of the third quarter reflect a variation in the performance of payment systems, with continued growth in the use of instant payment services, electronic wallets, and digital payments, in parallel with an increase in the value of cleared checks and clearing transactions executed in Jordanian dinars.
